Frequently Asked Questions

• What can I do on BusinessMoneyToday.com?
• What Does BusinessMoneyToday.com offer?
• How do I find what I'm looking for?
• How does BusinessMoneyToday.com’s Search System Work?
• What information do I need in order to apply for a business loan?
• Which is better, a line of credit or a business loan?
• I have a seasonal business and my cash needs fluctuate.  What type of financing would be best for me?
• What types of money is out there?
• What is Peer-To-Peer Lending?
• What is Micro-Credit?
• What if I encounter an issue with a BusinessMoneyToday.com money provider that was referred to me?
• How can I advertise with BusinessMoneyToday.com?
• How do I contact BusinessMoneyToday.com?
• Will BusinessMoneyToday.com disclose any of my personal information?
• Is my information secure?

What can I do on BusinessMoneyToday.com?

We are a search for business capital system in which you can search for money from local or national financing companies who want to work with you. We know that you are extremely busy running your business. So, let us take care of much of the burden of seeking additional funding while you continue to grow your company.

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What Does BusinessMoneyToday.com offer?

We are committed to helping your company find the money it needs to grow and prosper. We offer stress-free access to lenders and other money providers that have funds and who want to help you achieve the next stage in your business's development. Further, we offer advice and guidance to ensure that you get the best deal for you and your business.

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How do I find what I'm looking for?

Search for money providers who serve your area - click here. Once you decide what you need and from whom you want to work with, simply contact that firm to get the process started. It's that easy.

Further, you can view our other money categories with just a single click:

• Business Loans
• Working Capital
• Business Credit Cards
• Equipment Loans
• Commercial RE Loans

• Business Grants
• SBA Loans
• Micro-Credit Loans
• Venture Capital
• Angel Capital

Or let us help narrow your search for funding by: - Searching for money providers who serve your area.

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How does BusinessMoneyToday.com's Search System Work?

It is very easy. You decide what type of loan your company needs and the amount you are seeking. You will then be provided with a listing of financing companies that offer those types of loans in the amount you seek. If you see a company you would like to pursue, then simply select that company to get the process started or to learn more. You search, you decide! - Get Started -

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What information do I need in order to apply for a business loan?

Typically, all money providers will require:

• Personal financial statements;
• Tax returns for past two years from the business;
• Personal tax returns for the past two years;
• Current financial statements (Profit and Loss Statement and Balance Sheet) or for a new start-up, a business plan with financial projections.

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Which is better, a line of credit or a business loan?

It really depends on your need for funding. If you are seeking money for a short period or for working capital to get through your operating cycle, a line of credit may be the best for you. If you are seeking to purchase equipment or want consistently timed payments, then a loan may be right. However, our money providers will work with you to better understand your immediate and long-term needs and will recommend and explain what they think is best.

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I have a seasonal business and my cash needs fluctuate. What type of financing would be best for me?

A revolving line of credit is frequently a good option for this type of business. Our money providers will work with you, one-on-one, to ensure the best products for your unique needs.

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What types of money is out there?

• You can find all types of funding from loans and lines of credit to micro-credit and leasing.
• Don't forget about traditional Business Working Capital - OR - Asset Based Working Capital.
• You might also try searching for Venture Capital or Angel Capital for your business!

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What is Peer-To-Peer Lending?

Started in Britain - now in the United States, peer-to-peer lending is a network where individuals who want to lend their money to people and businesses like you, bypass banks and other financial institutions, and lend directly to you. These individuals will bid on your request and pool their money to meet your request. Benefits to you are lower interest and payments and other terms that you request.

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What is Micro-Credit?

Micro-credit is great for businesses that only need a small amount of funding at the time of request. These lenders, mostly sanctioned by the SBA or other Government entity, lend small amounts (usually not to exceed $35,000) to businesses like yours. Typically, in the beginning, they lend very small amounts - say $1,000 to $5,000. Once this initial amount is repaid, they will lend more.

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What if I encounter an issue with a BusinessMoneyToday.com money provider that was referred to me?

Please contact us immediately - click here - to email us. We strive to qualify our providers and do not tolerate any misdeeds. We will contact you ASAP and help to ensure all problems are resolved.

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How can I advertise with BusinessMoneyToday.com?

To send an email about advertising with us - click here -

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How do I contact BusinessMoneyToday.com?

You can email us - click here -

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Will BusinessMoneyToday.com disclose any of my personal information?

We will not disclose any of your personal information unless the law requires it, or to protect the rights or property of BusinessMoneyToday.com and its parent, affiliates, or other partners. Some personal information such as your email address is needed to receive our free newsletter. Further, if you are seeking a quote from our suppliers, we will pass them your contact information in conjunction with your request. For more information, see our privacy policy.

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Is my information secure?

Absolutely! We encrypt your information using the latest 256 bit encryption. We work hard to protect your private information. See our Privacy Policy for more information.

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