Frequently Asked Questions

What can I do on BusinessMoneyToday.com?
We are a referral system in which you can either search for money from local money providers or money providers serving your area or you can get quotes for financing directly from providers (coming soon) who want to work with you.  We know that you are extremely busy running your business.  So, let us take care of much of the burden of seeking additional funding while you continue to grow your business.

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What Does BusinessMoneyToday.com offers?
We are committed to helping your company find the money its needs to grow and prosper.  We offer stress-free access to lenders and other money providers that have funds and who want to help you achieve the next stage in your business’s development.  Further, we offer advice and guidance to ensure that you get the best deal for you and your business. Search for money in your area!  So, you don't have to waste hours, or even days, contacting and evaluating different money sources to make sure you get the best value.

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How do I find what I'm looking for?
Either Search for money providers who serve your area – click here – or – request a quote for funding from money providers across the nation – (coming soon) -.  Once you decide how you want to begin, just fill out a short-simple questionnaire and hit the submit button.  It’s that easy. 

Further, you can view our other money categories with just a single click:



Or let us help narrow your search for funding by:
Searching for money providers who serve your area.

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How does BusinessMoneyToday.com’s Search System Work?
After you submit your individual request, we match your request to a very select group of money providers who 1) understand your business, 2) serve your area, and 3) want to work with you.  Then, you just make your selection and introduce yourself to them directly.  We strive very hard in our money provider selection process to ensure that you are working with the top money companies and the best funding available - Get Started -.

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How does BusinessMoneyToday.com’s Quotes System Work?
After you submit your individual request and provider your contact  information, we match your request to a very select group of money providers who 1) understand your business, 2) want to work with you, and 3) will contact you directly – usually within 48 business hours (coming soon).

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What information do I need in order to apply for a business loan?
Typically, all money providers will require:

  • Personal financial statements;
  • Tax returns for past two years from the business;
  • Personal tax returns for the past two years;
  • Current financial statements (Profit and Loss Statement and Balance Sheet) or for a new start-up, a business plan with financial projections.
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Which is better, a line of credit or a business loan?
It really depends on your need for funding.  If you are seeking money for a short period or for working capital to get through your operating cycle, a line of credit may be the best for you.  If you are seeking to purchase equipment of want consistently timed payments, then a loan may be right.  However, our money providers will work with you to better understand your immediate and long-term needs and will recommend and explain what they think is best.

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I have a seasonal business and my cash needs fluctuate.  What type of financing would be best for me?
A revolving line of credit is frequently a good option for this type of business.  Our money providers will work with you, one-on-one, to ensure the best products for your unique needs.

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What types of money is out there?
You can find all types of funding from loans and lines of credit to micro-credit and leasing.

You might also try searching for Venture Capital or Angel Capital for your business!

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What is Peer-To-Peer Lending?
Started in Britain – now in the United States, peer-to-peer lending is a network where individuals who want to lend their money to people and businesses like you, bypass banks and other financial institutions, and lend directly to you.  These individuals will bid on your request and pool their money to meet your request.  Benefits to you are lower interest and payments and other terms that you request.

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What is Micro-Credit?
Micro-credit is great for businesses that only need a small amount of funding at the time of request.  These lenders, mostly sanctioned by the SBA or other Government entity, lend small amounts (usually not to exceed $35,000) to businesses like yours.  Typically, in the beginning, they lend very small amounts – say $1,000 to $5,000.  Once this initial amount is repaid, they will lend more.

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What if I encounter an issue with a BusinessMoneyToday.com money provider that was referred to me?
Please contact us immediately – click here - to email us.  We strive to qualify our providers and do not tolerate any misdeeds.  We will contact you ASAP and help to ensure all problems are resolved.

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How can I advertise with BusinessMoneyToday.com?
To send an email about advertising with us - click here -.

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How do I contact BusinessMoneyToday.com?
You can email us - click here -.

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Will BusinessMoneyToday.com disclose any of my personal information?
We will not disclose any of your personal information unless the law requires it, or to protect the rights or property of BusinessMoneyToday.com and its parent, affiliates, or other partners. Some personal information such as your email address is needed to receive our free newsletter. Further, if you are seeking a quote from our suppliers, we will pass them your contact information in conjunction with your request.  For more information, see our privacy policy.

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Is my information secure?
Absolutely! We encrypt your information using the latest 256 bit encryption. We work hard to protect your private information. See our Privacy Policy for more information.

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Disclaimer: The content provide on this website - www.BusinessMoneyToday.com - and it's subsequent pages is for informational purposes only. You are advised to consult with a financial professional before making any financial decisions as all financial decisions are personal and should only be based on an individual's situation.
BusinessMoneyToday.com is not liable for your financial actions.

Lenders will, typically at their discretion, perform credit checks with the three major credit bureaus: Trans Union, Equifax, and/or Experian.

Business Money Today or its subsidaries does not fund loans or make credit decisions. Business Money Today is not a lenders or loan broker in any matter and does not charge for any service or product. Further, Business Money Today does not make any product or service offerings and does not constitute an offer or solicit to lend through this website.
The site will submit information provided by you to lenders and other financial service providers. Nothing on this website guarantees that you will be approved for any product listed or advertised. This service is only available in the United States; although all products may not be available in certain states, and may be changed at any time without notice.
Should you have questions or concerns regarding your applications or facilities, please contact your lender or service provider directly.
Any cash advance, factoring or similar product applied for are meant to provide short-term financing only and should not be considered a long-term solution.

Frequently Asked Questions (FAQs) - Business Money Today