The following outlines Business Money Today - www.businessmoneytoday.com's ('Company') Terms and Conditions
for use of this site and its information.

For U.S. Companies and Businesses only - Under U.S. applicable Laws ONLY!

BUSINESS MONEY TODAY IS NOT A LENDER AND DOES NOT PROVIDE ANY TYPE OF FUNDING TO BUSNESSES OR THEIR OWNERS! WE SIMPLY PROVIDE INFORMATION AND RESOURCES FOR COMPANIES AND THEIR OWNERS LOOKING FOR GROWTH CAPITAL.

Disclaimer: The content provide on this web site - www.businessmoneytoday.com - and it's subsequent pages is for informational purposes only. You are advised to consult with a financial professional before making any financial decisions as all financial decisions are personal and should only be based on an individual's situation. BusinessMoneyToday.com (it's parent or subsidiaries) is not liable for your financial actions.

Lenders will, typically, at their discretion perform credit checks with the three major credit bureaus: TransUnion, Equifax, and/or Experian.

The proprietor of this web site does not fund loans or make credit decisions, is not a lenders or loan broker in any matter and does not charge for any service or product. Further, the proprietor does not make any product offerings and does not constitute an offer or solicit to lend through this web site. The site will submit information provided by you to lenders and other financial service providers. Nothing on this web site guarantees that you will be approved for any product listed or advertised. This service is only available in the United States; although all products may not be available in certain states, and may be changed at any time without notice. Should you have questions or concerns regarding your applications or facilities, please contact the lender or service provider directly. Any cash advance, factoring or similar product applied for are meant to provide short-term financing only and should not be considered a long-term solution.

By visiting, using and/or submitting information through this site, you are accepting the stipulations described in this Terms and Conditions and the Company's Privacy Policy. Further, by completing a request, you are entering into an agreement with Company and its content/service providers. You acknowledge that these providers or Company can contact you regarding your request and that you are expressly consenting to such contact by them, or Company if necessary, to fulfill such request by any reasonable means, at any of your contact numbers or addresses (including e-mail).

This site is designed to provide information ONLY. The content is intended only to assist you with financial decisions and is broad in scope and does not consider your personal financial situation. Your personal financial situation is unique and the information and advice may not be appropriate for your situation. This information is for your lawful, personal use and cannot be transferred. Further, you represent that you have the capacity to be bound by this Agreement, or if you are acting on behalf of a company or other entity, you have the authority to bind such company or entity. The content and all services and products associated with this web site are provided to you on an "as-is" and "as available" basis. Company makes no representations or warranties of any kind, express or implied.

Should you have problem(s) with this site and its information; problem(s) that cannot be brought to conclusion through dialog with the site's management, you agree to arbitrate all claims and disclaimers of warranties and liability.

There will be times that Company may not be able to match your request (either to find money providers in your area or for direct quotes) with organizations that can meet you financial needs. Further, to that note, Company does not guarantee the quality or the credentials of the providers who receive and respond to your request. Lastly, Company is not responsible for any transaction that may occur between you and these organizations. Company does not guarantee the quality, safety or legality of the information provided or the products and services sold. It is your sole responsibility to independently evaluate the accuracy, correctness or completeness of the content and the services and products associated with www.businessmoneytoday.com.

Should a dispute arise with any provider, you must address such dispute with the provider directly. YOU HEREBY AGREE TO RELEASE COMPANY (ITS PARENT, EMPLOYEES, SUBSIDERARIES AND AGENTS) FROM ANY AND ALL DAMAGES OR CLAIMS (INCLUDING CONSEQUENTIAL, INCIDENTAL AND PUNITIVE DAMAGES; EXPRESSED OR IMPLIED WARRANTIES, INCLUDING BUT NOT LIMITED TO MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE; AND ANY LIABILITY WHATSOEVER) ARISING OUT OF OR IN ANY WAY CONNECTED WITH SUCH DISPUTESAND YOUR TRANSACTIONS WITH PROVIDERS OR THIS WEB SITE.

It is agreed that your use of Company's services is for purchasing purposes only and not for any other purpose including advertising or competitive intelligence.

There will be times that this web site is down or inaccessible by you, purposely or unintentionally. Company reserves the right to suspend or discontinue the availability of this site at any time in its sole discretion and without prior notice.

The names "Business Money Today" and "www.businessmoneytoday.com" and its logos, graphics, page headers, button icons, scripts, and service names are trademarks or trade dress of www.businessmoneytoday.com, it's parent, or its subsidiaries, in the United States and/or other countries (collectively, the "Proprietary Marks"). You shall be solely responsible for any damage resulting from your infringement of these Proprietary Marks and the Company's other intellectual property.

There may be provided on this web site links to other web sites belonging to Company's advertisers, business partners, affiliates and other third parties. Such links do not constitute an endorsement by Company of those web sites, nor the products or services listed on those web sites.

Company makes no representation, warranty or guarantee that the content that may be available for downloading from www.BusinessMoneyToday.com is free of infection from any viruses, worms, Trojan horses, trap doors, back doors, easter eggs, time bombs, cancelbots or other code or computer programming routines that contain contaminating or destructive properties or that are intended to damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or personal information.

Company shall in no event be responsible to, or liable to, you, or any third party, whether in contract, warranty, tort (including negligence) or otherwise, for any damages, including, but not limited to, special, incidental, indirect or consequential damages that include, but are not limited to, damages for any loss of profit, revenue or business, as a direct or indirect result of: (i) your breach or violation of the terms and conditions of this Agreement; (ii) your access and use of www.businessmoneytoday.com; (iii) your DELAY IN ACCESSING OR inability to access or use www.businessmoneytoday.com for any reason; (iv) your downloading of any of the Content or the Collective Work for your use; (v) your reliance upon or use of the Content or the Collective Work, OR (VI) ANY INFORMATION, SOFTWARE, PRODUCTS OR SERVICES OBTAINED THROUGH www.businessmoneytoday.com, OR OTHERWISE ARISING OUT OF THE USE OF www.businessmoneytoday.com, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTUOUS BEHAVIOR, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF COMPANY AND/OR ITS SUPPLIERS HAD BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.

You shall defend, indemnify and hold harmless Company and its officers, directors, shareholders, employees, independent contractors, agents, representatives, parent and affiliates from and against all claims and expenses, including, but not limited to, attorneys' fees, arising out of, or attributable to: (i) any breach or violation of this Agreement by you; (ii) your failure to provide accurate, complete and current personally identifiable information requested or required by Company; and/or (iii) your access or use of www.businessmoneytoday.com. Company reserves the right to update, amend and/or change this Agreement at any time in its sole discretion and without notice.

YOU DO NOT HAVE THE OPPORTUNITY TO GO TO COURT TO ASSERT OR DEFEND YOUR RIGHTS AND YOU GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING CLASS ACTIONS. By using www.businessmoneytoday.com you consent to these restrictions.

In Plain English

We are not a lender nor do we plan on being a lender. We only provide information and resources that we think are valuable to business owners seeking financing or in improving the financial operations of their company. We do not provide anything other than information and resources. It would behoove you - in any circumstance to do your homework on any company that you deal with, even the companies listed on this web site. We strive to ensure that these companies are legitimate - but there are times that we can be fooled as well. Each company has its own policies and procedures - thus, you should research each company individually. To that note, should one of these companies commit fraud or some other negative action against you - you cannot come back on us - as it is always up to you to research (do your homework) on these companies before dealing with them. We truly hope that you don't have any problems with the information and resources provide here. Further, it is always in your best interest to seek legal counsel as well as financial counsel prior to embarking on any endeavor that concerns money.

Parent Company - Phanio Group, LLC.